ONE evening, after my coaching schedule in Ortigas, I was in the elevator, on my way to the parking area, when I overheard some millennials conversing. They were talking about how they were going to prepare for the new year.

IN the aftermath of unprecedented global disruptions, revenge spending has emerged as a conspicuous consumer behavior, allowing individuals to seek solace in material indulgence.

I recently conducted a coaching session with a guy who was in his 30s. He recently attended the monthly webinar that I conducted. I was surprised when I learned that he participated in the same seminar six years ago, back then when I was doing it in a training hall for a whole day.