Bago mo sabihing "Retired na ako" — i-upgrade mo muna ang 10 bagay na ito. Data-backed, action-oriented, para sa OFW, seafarers, at every Filipino planning retirement.
In this 23-minute deep-dive episode, I break down the 10 non-negotiable upgrades every Filipino must complete before announcing retirement — covering cash flow, healthcare, debt, investments, family boundaries, purpose, and legacy planning — with real 2025/2026 data and a concrete action step for each.
📌 KEY STATS:
• Only 52% of Filipinos believe they can retire comfortably (Manulife 2025)
• Average Filipino retirement savings: ₱630,000 vs ₱3.85M needed — ₱3.22M gap
• 5.3 million Filipino seniors still working in 2025 (PSA)
• Philippines ranked 46th/48 in Global Pension Index 2024
• Medical inflation Philippines: 18.3% in 2025 — 3rd straight double-digit year (WTW)
• 44.7% of all healthcare costs paid out-of-pocket (Manulife/PSA)
• Philippine household debt: $60.9B — all-time high (CEIC Q3 2025)
• 40% of senior citizens rely heavily on family financial support (PSA)
📞 WORK WITH ME:
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