Alam mo ba kung ano ang pinakamapanganib na salita na masasabi ng isang OFW o seafarer? Hindi ito "wala akong pera."
Ito ay "Oo."
Sa episode na ito, binabasag natin ang Filipino ATM Mentality — kung paano ang tuluy-tuloy na pagsasabi ng "oo" sa pamilya ang nagiging dahilan kung bakit maraming OFW ang nagre-retire nang walang ipon.
Backed by real numbers (BSP), may 3-Bucket System na pwede mong gamitin ngayon, at may mga paraan kung paano magsabi ng "hindi" nang may dignidad at pagmamahal.
This is not anti-family. It is pro-you—so you can keep giving for longer, without draining yourself in the process.
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🚢 ABOUT CAPTAIN CHRIS CERVANTES
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Former seafarer. Now a Financial Planner, Entrepreneur, and Founder of Cardinal Buoy Financials. MDRT-qualified. He advocates financial literacy for OFWs, seafarers, and working-class Filipinos.
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📱 CONNECT WITH US
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Disclaimer: This content is for educational purposes only and should not be considered financial advice. Investment illustrations use assumed rates of return. Consult a licensed financial planner for personalized guidance.
#PlanadongBuhay #ATMMentality #OFWFinance #CardinalBuoyFinancials #RetirementPH
