Sinabihan ka ng iyong magulang: "Mag-aral. Magtrabaho. Mag-ipon. Tiyaga lang."

Pero ang mundo na nagbigay ng advice na iyon — wala na iyon.

In this episode, we break down how wealth-building has changed in the Philippines—from Boomers to Gen Z—and reveal the formula that works for your generation.

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CHAPTERS
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00:00 – Intro: The Changing World
01:13 – The Boomers Formula: Stability First, Loyalty Above all
02:59 – The Gen X Formula: Hustle Culture
04:35 – The Millennial Formula: Digital + Global + Opportunity vs Distraction
06:43 – The Gen Z Formula: Fintech + Early Investing + Data-Driven
09:35 – Generational Comparison Table: What each got right
10:15 – What Works NOW: The 2025 Filipino Wealth Formula
13:14 – Closing: The Most Important Lesson Across All 4 Generations

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🚢 ABOUT CAPTAIN CHRIS CERVANTES
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Former seafarer. Now a Financial Planner, Entrepreneur, and Founder of Cardinal Buoy Financials. MDRT-qualified. He advocates financial literacy for OFWs, seafarers, and working-class Filipinos.

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📱 CONNECT WITH US
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Book a free financial planning consultation → https://cervantes.planadongbuhay.com/

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Facebook: https://www.facebook.com/chriscervantesCBF

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⚠️ DISCLAIMER
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This content is for educational purposes only and does not constitute financial advice. Please consult your financial advisor before making any investment decisions.

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